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THE IMPORTANCE OF A LIFE PLAN FOR INDIVIDUALS WITH DISABILITIES 

by: Begley Law Group

Being the parent of a child with disabilities is certainly not easy.  Things that parents should think about early on are:

  • Who will care for my child when I am unable to do so?
  • Where will my child live?
  • What will be required to support my child to the standard of living I would like for him/her?
  • Where will that money come from?
  • Who are the important people in my child’s life?
  • What are the important organizations in my child’s life?
  • What are my child’s abilities and disabilities?
  • What are my child’s likes and dislikes?

Public benefits are often helpful, if not essential, for a child with disabilities.  They provide the services needed at no cost to the child with disabilities.  These services include the following:

  • Supplemental Security Income (SSI)
  • Medicaid
  • Social Security Disability Insurance (SSDI)
  • Medicare
  • Supplemental Nutrition Assistance Program (SNAP, formerly Food Stamps)
  • Federally Assisted Housing
  • Low Income Heating & Energy Assistance (LIHEAP)
  • Children’s Health Insurance Program (CHIP)
  • Disabled Adult Children (DAC)
  • Many other benefits

What are the rules and regulations for each program?