COMPARISON BETWEEN A DISABILITY ANNUITY TRUST AND A DISABILITY ANNUITY SPECIAL NEEDS TRUST
by: Begley Law Group
by Thomas D. Begley, Jr., CELA
The chart below is a brief comparison between a Disability Annuity Trust (“DAT”) and a Disability Annuity Special Needs Trust (“DASNT”).
| Consideration | DAT | DASNT |
| Typical Grantor | Parent/Grandparent | Parent/Grandparent |
| Typical Trustee | Family Member
(Non-Beneficiary) |
Family Member
(Non-Beneficiary) |
| Assets Available | Yes | No |
| SSDI/ Medicare | Yes | Yes |
| SSI/Medicaid | No | Yes |
| Transfer Penalty | No | No |
| HEMS Standard | Yes | No |
| SNT Standard | No | Yes |