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Planning For Special Needs Children After We Are Gone – Begley Report

 By: Thomas D. Begley, Jr., Esquire, CELA  Planning for children with special needs is extremely important, and often completely overlooked or done haphazardly.  The problem is many of our children with disabilities will be unable to take care of themselves after we are gone.  As long as we are living, we will do everything necessary to see…

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MILLER TRUSTS

by Thomas D. Begley, Jr., Esquire, CELA For purposes of Medicaid long-term care services, New Jersey has always been an income cap state.  That means that an individual’s income must not exceed 300% of the Federal Benefit Rate (FBR).  Beginning January 1, 2020 that means that an individual’s monthly income cannot exceed $2,349.  Historically, individuals…

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USING TRUST PROTECTORS FOR SPECIAL NEEDS TRUSTS

by Thomas D. Begley, Jr., Esquire, CELA [Article originally published in The Barrister] When drafting a Special Needs Trust (SNT) it is always better to utilize the services of a Professional Trustee rather than a family member.  However, the individuals establishing the trust are usually not comfortable with a Professional Trustee, because they are not familiar…

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SPECIAL NEEDS PLANNING: MORE THAN DOCUMENT DRAFTING

by Thomas D. Begley, Jr., Esquire, CELA             Planning for families with special needs members involves a lot more than simply drafting a Special Needs Trust (SNT).  Individuals with special needs, often children, grandchildren or other family members, require a considerable amount of care.  The challenge really begins once the parents are gone.  At that point, who is going…

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