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What Is An Able Account And How Can It Help Protect Your SSI Check? – Begley Report

by Thomas D. Begley, Jr., Esquire, CELA An ABLE account is a new device available to the disability community that allows a disabled individual to have a limited bank account without risking eligibility for their means-tested public benefits.  ABLE accounts can receive $15,000 per year from all sources, and are capped at the maximum account…

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The Impact Of Fundraisers On Beneficiaries With Disabilities – Begley Report

by Thomas D. Begley, Jr., CELA   CRISIS AND KINDNESS In times of crisis, people often show just how caring humanity can be.  Major humanitarian relief efforts respond to large-scale natural and unnatural disasters.  Strangers donate time and money to individuals injured in tragic accidents.  Often, the first instinct when you learn that someone is…

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Planning For Special Needs Children After We Are Gone – Begley Report

 By: Thomas D. Begley, Jr., Esquire, CELA  Planning for children with special needs is extremely important, and often completely overlooked or done haphazardly.  The problem is many of our children with disabilities will be unable to take care of themselves after we are gone.  As long as we are living, we will do everything necessary to see…

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MILLER TRUSTS

by Thomas D. Begley, Jr., Esquire, CELA For purposes of Medicaid long-term care services, New Jersey has always been an income cap state.  That means that an individual’s income must not exceed 300% of the Federal Benefit Rate (FBR).  Beginning January 1, 2020 that means that an individual’s monthly income cannot exceed $2,349.  Historically, individuals…

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