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ADMISSION AGREEMENTS FOR LONG-TERM CARE FACILITIES BE CAREFUL WHEN SIGNING

by Marianne Johnston, Esquire             The placement of a loved one in a care facility is often an emotional time.  There is so much to think about – Is this the right place? Is the staff kind?  Will Mom receive quality medical care?  Will Dad like the food?  Amid this often hectic environment, the family…

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New Jersey Announces Increase in Medicaid Penalty Divisor Effective April 1, 2024

by Marianne Johnston, Esq. On March 26, 2024, the New Jersey Department of Human Services, Division of Medical Assistance and Health Services (DMAHS) announced an increase in the Medicaid penalty divisor from $384.57 to $440.10. What does this mean? If an applicant for long-term care Medicaid benefits transfers assets within five-years of applying, a penalty…

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PLANNING FOR MEDICAID FINANCING OF LONG-TERM CARE

By:  Thomas D. Begley, Jr., Esquire, CELA and Marianne Johnston, Esquire Long-term care is expensive no matter the setting. The monthly cost of a nursing home in New Jersey today is approximately $12,500 – $17,500.  Assisted living residents may pay anywhere from $6,500 to $12,500 per month.  An individual hiring an aide from a licensed…

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What Is An Able Account And How Can It Help Protect Your SSI Check? – Begley Report

by Thomas D. Begley, Jr., Esquire, CELA An ABLE account is a new device available to the disability community that allows a disabled individual to have a limited bank account without risking eligibility for their means-tested public benefits.  ABLE accounts can receive $18,000 per year from all sources and are capped at the maximum account…

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