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THE MEDICAID PAYBACK: HOW DOES IT REALLY WORK?

by Thomas D. Begley, Jr., Esquire, CELA The Medicaid payback in a personal injury case can often have four components.  These are: the lien against the settlement, Special Needs Trust payback, estate recovery, and ABLE account payback.  This article will briefly discuss each of the four components in a general way, but there are exceptions that…

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WHAT IS AN ABLE ACCOUNT AND HOW CAN IT HELP PROTECT YOUR SSI CHECK?

  An ABLE account is a new device available to the disability community that allows a disabled individual to have a limited bank account without risking eligibility for their means-tested public benefits. ABLE accounts can receive $15,000 per year from all sources, and are capped at the maximum account size of a 529 College Savings…

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2019 COLA INCREASES FOR MEDICAID, SOCIAL SECURITY, MEDICARE, TAX AND VETERANS

by Thomas D. Begley, Jr., Esquire, CELA There are a great many public benefit numbers and tax numbers that are adjusted on an annual basis.  This article is designed to make those numbers readily available. The following are current numbers for 2019. Medicaid Income Cap[1] $2,313 Maximum Community Spouse Resource Allowance (CSRA)[2] $126,420 Minimum CSRA[3] $25,284…

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THE IMPACT OF CROWD-FUNDING ON INDIVIDUALS RECEIVING PUBLIC BENEFITS

by Thomas D. Begley, Jr., Esquire, CELA Crowd-Funding People often utilized an online device known as “crowd-funding” to raise money for certain purposes. Popular online websites include GoFundMe, Indiegogo, and Crowdrise. These websites allow users to fundraiser for individuals and personal causes. They are often very effective ways to raise money. On other occasions, crowd-funding…

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