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Financing Long-Term Care in New Jersey 2021 – Begley Report

By: Thomas D. Begley, Jr., Esquire, CELA Statistics show that approximately 70% of the population age 65 or over will require someform of long-term care.  Some will be there for relatively short periods of time.  These are usually stroke or accident victims or surgery patients who are doing rehabilitation.  A significant percentage will remain in…

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USING TRUST PROTECTORS FOR LITIGATION TRUSTS

by Thomas D. Begley, Jr., Esquire, CELA Victims of personal injuries who receive significant settlements often require trusts.  If the victim is receiving public benefits, such as SSI, Medicaid, SNAP (food stamps), federally-assisted housing, energy assistance, etc., a Self-Settled Special Needs Trust is required.  If the beneficiary is not receiving benefits but is a minor…

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DIGITAL ASSETS TRACKING FORM

by Thomas D. Begley, Jr., Esquire, CELA Digital assets have become increasingly important.  Part of every estate plan should include language in Wills and Powers of Attorney authorizing the Executor and/or Agent to access the client’s digital assets.  This article contains a link to a form to be used for that purpose.  The Begley Law…

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2021 COLA INCREASES FOR MEDICAID, SOCIAL SECURITY, MEDICARE, TAX AND VETERANS BENEFITS

by Thomas D. Begley, Jr., Esquire, CELA There are a great many public benefit numbers and tax numbers that are adjusted on an annual basis.  This article is designed to make those numbers readily available.  The following are current numbers for 2021. Medicaid Income Cap[1] $2,382 Maximum Community Spouse Resource Allowance (CSRA)[2] $130,380 Minimum CSRA[3]…

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