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THE PERSONAL INJURY ATTORNEY’S GUIDE TO MEDICAID

by Thomas D. Begley, Jr., Esquire, CELA              There are many pathways to Medicaid in New Jersey.  Each one has different income requirements and resource limits, some have transfer of asset penalties, some require disability, and some require that a personal injury settlement be placed in a Special Needs Trust to maintain eligibility while…

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TEN COMMON MISTAKES IN MEDICAID PLANNING AND ESTATE RECOVERY

by Thomas D. Begley, Jr., Esquire, CELA Ten Common Mistakes in Medicaid Planning The single biggest mistake is waiting to plan.  As a general rule, the sooner Medicaid planning begins the better the result.  If significant assets are transferred, there is a five-year lookback, and the five-year lookback does not begin until the assets are…

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MEDICAID RECOVERY FROM PERSONAL INJURY CLAIMS

by Thomas D. Begley, Jr., Esquire, CELA   Lien v. Settlement The State of New Jersey has a lien against a personal injury settlement.  The Division of Medical Assistance and Health Service (DMAHS), Beneficiary Administrative Action Unit recovers money from legally-responsible third parties.  Recovery is for Medicaid benefits including New Jersey Family Care.  The individual…

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ESTATE PLANNING FOR GRANDCHILDREN

by Thomas D. Begley, Jr., CELA Goals A grandparent-grandchild relationship is a special one. Perhaps because of the differences in age, or perhaps because grandparents have already raised one child or a family of children, they have a different viewpoint with respect to their grandchildren. Grandparents often have the following concerns: Pocket Money. They want…

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